Weather Insurance for Australian Farmers

Australia is well known for its harsh climate conditions, and the weather can certainly be unpredictable. When it comes to the impact of variable weather, farms tend to be more vulnerable than many other types of businesses.

Droughts, floods, major storms, strong wind conditions and other weather variations can impact on animals and crop […]

Keeping Your Belongings Safe: 7 Tips for Daring Travellers

If you’re an adventurous traveller, it’s important to take steps to manage your risks while travelling. Here are some tips for keeping your belongings safe.

Keep the valuables to a minimum. This might mean leaving the 12-carat pink diamond necklace at home, unless you really need it for a special occasion (in which case […]

What’s the Catch with Insurance for Tradies?

Businesses come in all shapes and sizes, and this means they don’t all face the same types or levels of risk. Trades businesses for instance carry specific risks that other types of businesses may not, or at least not to the same degree.

This means tradespeople need to secure insurance cover that accurately matches […]

Insurer Pays $164k for Poor Sales Practices

Youi Insurance has landed itself in hot water by putting sales figures ahead of customer interests.

According to ASIC, this occurred because the insurance company was offering incentives and bonuses to staff based on sales. This in turn resulted in many customers being signed up for insurance products without their knowledge or consent.

The […]

Why You Need to be Asbestos Aware Before Picking Up Tools?

Being a hardy, lightweight and relatively inexpensive material, asbestos was widely used in construction projects in Australia between the 1930s and the late 1980s. Asbestos can be found in roofing material, wall-cladding, insulation, sealants, pipes and even floor-coverings.

In its undisturbed and tightly-bonded state, asbestos doesn’t pose much risk, and it’s usually not necessary […]

Why Independent Businesses are not Immune to Cyber Crime?

Cyber crime costs the Australian economy $1 billion annually, and it’s not just big organisations that are affected. Statistics indicate that independent businesses are the target of 43% of all cyber crime in Australia.

Cyber attacks can be particularly devastating for an independent business. As much as 60% of independent businesses that suffer a […]