Trades Insurance: Why You Need Cover to Match Your Business

The very physical nature of the work and the chances of things going wrong along the way make the case for trades insurance.

Examples of trades cover include liability, tools and general property, portable electronic equipment, motor vehicle, personal accident and injury, and workers compensation.

There are also a couple of specific things to think […]

What Insurance Do Professional Service Businesses Need?

Professionals such as accountants, doctors, consultants, financial advisers, brokers and IT developers need many of the same types of insurance policies as other businesses.

This includes cover for property, public liability, motor vehicles, business interruption, burglary, equipment and workers compensation. However, more specific cover may also be required, depending on the service provided.

Professional Indemnity (PI) […]

Tips for Preventing Slips, Trips and Falls at Work

Every year, slips trips and falls lead to thousands of workplace injuries, such as fractures, bruises, sprains, strains, and dislocations.

Slips happen when a person loses traction between their foot and the ground. Trips tend to occur when a person catches their foot on an obstacle. Both slips and trips can lead to falls. Falls […]

Business Fleeced $76,000 in Cyber Crime Hack

Have you thought about what could happen if someone was able to change the banking details of suppliers on your accounting system?

This is exactly what happened in a Queensland franchise late last year. Cyber crooks were able to infiltrate the accounting program of a branch of Totally Workwear, and change the BSB and account […]

Importance of Workers Compensation Insurance in Your Business

Once you start employing people in your business, you are obligated to take out workers compensation insurance to cover potential work-related injuries or accidents.

It’s worthwhile for both employers and workers. Workers comp is ‘no-fault’ – meaning injured workers do not need to prove their employer was negligent to claim compensation. This type of set-up […]

Why Every Business Needs to Practice Fraud Prevention

All businesses are vulnerable to fraud. Deceptive actions do not have to be big or newsworthy to be considered ‘fraud’ – it could be as simple as a staff member claiming for time not worked or non-existent expenses.

Fraud can be very costly to a business – not only financially, but also in terms of […]