Association Liability Insurance Explained

In the same way that a business might require insurance cover for key workers against legal liability that may arise in their work activities, so too might a not-for-profit organisation. This where Association Liability insurance comes in.

Association Liability provides financial protection for key personnel in not-for-profits, sporting and industry associations, and other similar organisations.

An Association Liability insurance policy might include:

  • Professional Indemnity cover – in case of errors, omissions, or wrong advice given.
  • Directors and Officers / Office Bearers insurance – personal protection against liability for wrongful acts.
  • Employment Practices Liability – for wrongful dismissals and claims for discrimination, bullying or harassment.
  • Fidelity insurance – to cover fund embezzlement.
  • Tax Audit – to cover the costs associated with an audit by the ATO.
  • Breach of copyright – e.g. for copying content from another website.

If you run a not-for-profit organisation and want to know more about Association Liability cover, you should contact your local Reliance Partner.