About Ali Okailey

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So far has created 54 blog entries.

Tips for Protecting Your Business from Ransomware

Ransomware is malicious software that hijacks your system or data until you pay a ransom to online attackers to get it back.

Symantec estimates that attackers can make $5 million or more a year through ransomware. This is because some business owners prefer to pay what might seem a relatively small fee to get […]

Risk Management in the Construction Industry

Construction is risky business. In 2017, the construction industry was just behind transport, postal, warehousing and agriculture, forestry and fishing for the number of workplace deaths, according to Safe Work Australia statistics.

Falling from height was the most common cause of all deaths, followed by vehicle collisions, electrocution, and being hit by moving or […]

People and SMEs – An Overview of HR Requirements

If you employ people in your business, you need to be aware of your legal obligations and requirements around human resource (HR) management.

Here are some of the things to consider:

Type of employment you are offering – whether full-time, part-time, casual, temporary, contractor, or under a traineeship or apprenticeship. It’s important to be […]

Are You Ever Too Young or Too Old to be an Entrepreneur?

What do you think of when you hear the word ‘entrepreneur’? A geeky kid developing software from their parents’ garage? Or do you think of an older person with lots of experience under their belt?

The fact is, there is no ‘ideal’ age to start up your own business, and successful entrepreneurs range in […]

What is Audit and Investigation Insurance?

Compliance is a crucial issue for all businesses. Examples include GST, BAS, PAYG, superannuation, workers compensation, fringe benefits tax, income tax, and keeping proper records.

Any business may become subject to a government audit, investigation, enquiry or review. These can come through the ATO, or a state government or agency. They can also be […]

Building a Robust Game Plan for Your Small Business

All small businesses carry risks that can be financially crippling. Creating a sound risk management program helps make your small business more resistant to risk, harm and loss.

Here’s how to go about it.

Identify hazards – the first step in risk management is to list the hazards in your organisation that could lead […]

Trades Insurance: Why You Need Cover to Match Your Business

The very physical nature of the work and the chances of things going wrong along the way make the case for trades insurance.

Examples of trades cover include liability, tools and general property, portable electronic equipment, motor vehicle, personal accident and injury, and workers compensation.

There are also a couple of specific things to think […]

What Insurance Do Professional Service Businesses Need?

Professionals such as accountants, doctors, consultants, financial advisers, brokers and IT developers need many of the same types of insurance policies as other businesses.

This includes cover for property, public liability, motor vehicles, business interruption, burglary, equipment and workers compensation. However, more specific cover may also be required, depending on the service provided.

Professional Indemnity (PI) […]

Tips for Preventing Slips, Trips and Falls at Work

Every year, slips trips and falls lead to thousands of workplace injuries, such as fractures, bruises, sprains, strains, and dislocations.

Slips happen when a person loses traction between their foot and the ground. Trips tend to occur when a person catches their foot on an obstacle. Both slips and trips can lead to falls. Falls […]

Business Fleeced $76,000 in Cyber Crime Hack

Have you thought about what could happen if someone was able to change the banking details of suppliers on your accounting system?

This is exactly what happened in a Queensland franchise late last year. Cyber crooks were able to infiltrate the accounting program of a branch of Totally Workwear, and change the BSB and account […]