Being a tradie is challenging enough without having to worry about your tools getting stolen, a client or principal taking legal action against you, or the cost to your business (and your family’s lifestyle) if you become unable to earn a living.
If you run a trades business, there are some very real risks that you should protect yourself against, because accidents happen, and the customer isn’t always right.
If accidents or injuries occur to a third party as a result of your business activities, you could be personally liable. This includes accidental damage to property owned by someone else, or an injury caused by work you performed.
Liability Cover is designed to protect your business against these events, and you have the option of choosing the level of liability cover that works best for your business.
Tools and General Property
Without your tools, you can’t work. If they get stolen, damaged or lost we’ll get them replaced so you can get back to work right away. This cover is also flexible enough to let you choose what levels of cover best suit your business. You can add coverage for tools that are stored overnight on site and increase your limit of cover at any time throughout the year as you acquire new tools or equipment.
Portable Electronic Equipment Cover
Pretty much every trade business operates with a tablet, or at the very least and smartphone. Protect your portable electronic equipment such as mobile phones, tablets, and laptops if they get stolen, damaged or lost with this cover.
Whatever your insurance needs, your local Reliance Partner has broad experience in providing market-leading cover options for tradespeople. We understand the issues faced by all tradies, whether you work alone, in a family business or run a fifty employee-strong operation, we know the most effective ways to protect your livelihood, for the right price.
We can also supplement your insurance package by adding any of the following:
• Motor Vehicle
• Cyber Liability Protection
• Legal Expenses
• Tax Audit
• Contractors All Risks
• Personal Accident and Injury
• Workers Compensation (where applicable)
• Home Buildings and Contents Travel Protection
We also have a dedicated claims service which acts on your behalf with the insurer reducing time lost and potential loss of income in the event of a claim, meaning that you get the best value service when you need it most.
To learn more, contact Reliance Partners on 1300 403 386 and ask for your local Reliance Partner, or visit our partners page to see which of our Reliance Partners brokers is closest to you.