I own a national construction business which operates Australia-wide. The business employs over 60 staff across Australia, in a few different capacities.
Last month, the unthinkable happened – Trevor, one of my employees in Victoria, had a workplace accident and lost a finger in an industrial saw.
It’s hard to appreciate how it feels when someone in your business gets hurt like this. I know his life will change forever.
As you can imagine, Trevor made a workers compensation claim against my company, after his doctor had confirmed that he needed twelve months off to recuperate, before returning to work.
I’ve never been in this position before, and to be honest, I wasn’t quite sure exactly how it would affect me. Luckily, my insurance broker at Reliance Partners had recommended a workers compensation policy for me after assessing my business risks.
Reliance Partners has a specialist division which centralised all workers compensation policies for me, across Australia, taking into account the different legal requirements of each state.
Reliance Partners also acted as the bridge between my employee, the doctor and the insurer, making certain that the employee’s claim against me was genuine and not inflated.
Reliance Partners determined that there was no negligence on my part, and helped place Trevor back at work, using their own medical references and expertise to ensure that he was re-employed in a suitable position as soon as he was able to return to work.
This resulted in the Trevor returning to work after only four months, limiting the amount of the compensation payout, which in turn didn’t increase my premiums. Reliance Partners saved me time and money with this Worker’s Compensation issue, and it made a bad situation bearable, greatly reducing the impact of this accident on the business.