Farm owners need to have strong risk management processes in place for the risks associated with seasonal weather.
During the summer, one of the biggest risks is of course bushfires. It’s important to be aware of the risks in your region, and have a bushfire survival plan in place.
Preparing for fire
Steps to getting fire-ready include:
- Reducing fuel loads – the Victorian CFA recommends reducing vegetation at a minimum 10m radius around buildings and other assets.
- Creating fuel breaks – e.g. through slashing, mowing, pruning and removing tree bark.
- Preventing embers – includes closing up any gaps between the cladding and the ground or floor of your sheds to prevent embers from entering.
- Moving your stock on high-risk days – such as to paddocks that have been heavily grazed or ploughed.
- Having equipment at the ready – such as fire extinguishers and spray pumps.
- Creating an evacuation plan – including deciding what will be your trigger point to leave the property.
Financial protection
Financially protecting your livelihood through crop and income protection insurance is also essential. The Agriculture Victoria website has created formulas for estimating crop yields and potential losses in case of disaster, to assist farm owners in getting the right level of insurance cover for their properties.
Contact your local Reliance Partner to find out more.